“With over 70% of American workers living paycheck to paycheck, basic money management skills are needed desperately. This is a masterful work that guides us to discover our own money dysfunctions and takes us on a journey to healthy financial behaviors.” –Sally Hass, Employee Benefits Life Planning Manager, Weyerhaeuser Company “This book combines solid knowledge of societal trends in personal finance with guidance on how to develop a sense of purpose about money and get financially fit for a lifetime. I heartily recommend it.” –Kelvin Boston, host Moneywise PBS Series and author of Who's Afraid To Be A Millionaire? “The rules have changed on how to achieve the American Dream. What many of us consider a fundamental right will be out of reach unless we get smart and take action now. The authors get right to the point by helping readers define what they care most about and then set them on a path to achieving true financial well-being.” –Carol Anderson, President and CEO of Money Quotient, specialists in financial planning education “The authors have looked at the current disastrous consumer model and envision a ‘New’ American Dream. They break the rules, set up a new framework for humanized finances, and challenge consumers to change the future by changing their habits, now.” –Dean Brassington, Financial Educator and U.S. Navy Quality of Life Program and Design Consultant “The great merit of this book is that it reads like an engaging conversation. Given the mass of undigested financial information, everyone needs this discourse that helps to position and orient oneself in the money universe, and then act. It bridges the gap between a complicated world out there and one's personal and family orbit.” –Jurg Siegenthaler, Professor Emeritus of Sociology, American University Based on extensive nationwide research conducted by the author and the Institute for Socio-Financial Studies about what people need to learn and do to become financially savvy, You and Your Money gives you the skills you need to be financially competent and self-sufficient...so you can make the right decisions about money–today, tomorrow, always! You don’t need to know everything about personal finance. You do need to know three things: where you stand today, what you can do now, and how to become more financially secure for the rest of your life. This book helps you answer those three questions. It’s easy, readable, practical, and quick. It gives you simple, common-sense tools for achieving financial success...tools you can use in every part of your life, not just finance! It brings together real stories from real people. People like you. People who know what they want, and just need to know how to get there. <ul>
<li> CREATE YOUR OWN PERSONAL LIFE VALUES PROFILE: The book helps you develop your unique personal profile so you can better assess your own goals and know how to achieve them </li> </ul>
<ul>
<li> GET SAVVY, AND FEEL MUCH MORE IN CONTROL: Easy, quick ways to take charge of your financial well-being </li> </ul>
<ul>
<li> GROW YOUR FINANCIAL SUPPORT SYSTEM, STEP-BY-STEP: Learn to communicate about money–and find objective, honest help when you need it </li> </ul>
<ul>
<li> PLAN YOUR FINANCES AROUND THE CHANGES IN YOUR LIFE: Plan for life transitions, prepare for disasters, and learn how to recover from financial setbacks </li> </ul> Foreword xvi Preface xviii Acknowledgments xx About the Authors xxi PART I: MAINTAINING A POSITIVE OUTLOOK 1 Chapter 1: The Right Stuff 3 Chapter 2: The “New” American Dream 13 Chapter 3: How We Decide 25 Chapter 4: Your Life Values Profile 33 Chapter 5: Moving to Secure Money Management 51 Chapter 6: A Word About Fear 63 PART II: BEING ACTIVE IN FINANCIAL AFFAIRS 75 Chapter 7: Who’s in Charge of Your Financial Well-Being? 77 Chapter 8: Becoming a Savvy Consumer 89 Chapter 9: Getting and Keeping Good Credit 103 Chapter 10: Staying Ahead of Scammers and Thieves 119 Chapter 11: Committing to a Savings Plan 133 PART III: BUILDING A FINANCIAL SUPPORT SYSTEM 145 Chapter 12: Communicating About Money–Count the Ways 147 Chapter 13: Tapping Into the Financial Marketplace 165 Chapter 14: Building Your Assets 181 Chapter 15: Choosing Housing Wisely 201 PART IV: COPING WELL WITH CHANGE AND LOSS 221 Chapter 16: Planning for Life Transitions 223 Chapter 17: Preparing for Disasters 239 Chapter 18: Recovering from Adversity 253 Chapter 19: Finding the Help You Need 265 Appendix: Personal Finance Education Internet Sites 277 Endnotes 293 Index 299

You and Your Money: A No-Stress Guide to Becoming Financially Fit

Business & Money

Vitt, Lois A.

Economics

Ft Press

"Buying a house may be love at first sight or seemingly take forever. This terrific book covers all the bases. Readers will enjoy discovering the secrets as they are revealed. There's something valuable for everyone." –Willard Scott, Noted NBC Radio and Television Personality "This book helps you get at not only the practical aspects of home buying and selling, but also the emotional side of what is usually the largest and most anxiety-riddled transactions of your lifetime. If you are thinking of buying or selling a home, it pays big dividends to read Lois Vitt's advice before you do!" –Jordan E. Goodman, America's Money Answers Man and author of Everyone's Money Book "If you want to get in touch with your inner home buyer–and make clearer decisions based on those insights–this is the book to take you there." –Kenneth Harney, Syndicated Real Estate Columnist, Washington Post Writers Group. "The most significant purchase a person makes in a lifetime is a home. The process of finding, purchasing, or selling a home can be down right nerve-racking. Lois Vitt has written a thought-provoking book that addresses both the technical and emotional aspects of home ownership." –Deborah Owens, Financial Commentator and author of Confident Investing and Nickel and Dime Your Way to Wealth. Buying a home is not just the most important financial decision: It is also one of the most important emotional decisions. With 10 Secrets to Successful Home Buying and Selling, you get it right! Lois A. Vitt helps you discover your "housing value system," your personal housing psychology. Learn how your expectations compare with your family's expectations, so that you can make the best decisions for everyone. After you discover what you really want, answer crucial housing questions, such as: Rent or buy? Move or remodel? Sell or hold? Refinance? Vitt's practical examples, real-life stories, and easy quizzes help you make housing decisions that enrich your life emotionally and financially!
 © Copyright Pearson Education. All rights reserved.

10 Secrets to Successful Home Buying and Selling: Using Your Housing Psychology to Make Smarter Decisions

Real Estate

Ft Pr

This is the only encyclopedia that focuses solely on the financial issues associated with aging. Written by experts in a variety of fields, entries include gerontology and finance terms and concepts, policies and programs, the needs and problems of the elderly, and more. This comprehensive, up-to-date, two-volume work includes over 175 entries on the most recent issues in elder financial planning and retirement programs. Each article features references to research, bibliographies, sources for advice, and guides to further information.Arranged A to Z, entries define and describe topics related to the finances of older Americans, including expenditures and financial planning, insurance and taxes, family, ethical, and legal issues, housing, health care, and security questions and programs, and more.The encyclopedia is cross-referenced and indexed for easy use by students, seniors, researchers, and professionals working with seniors.

Encyclopedia of Retirement and Finance

Finance

Greenwood Pub Group

Encyclopedia of Retirement and Finance Volume Two J-Z

Investing

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