Dark Redemption is a thriller about an inopportune Philadelpia man named Scott Westlund, who stumbles across a political secret which threatens both his life and the stability of a nation. An incredible series of adventures drops Scott headfirst into a web of corruption, blackmail and racial terrorism, reaching all the way to the White House. Set initially in 1954 Oklahoma, the book reaches its apex in 1996 Washington, D.C. during a national election and an administration that will stop at nothing to win. Scott allies with Melissa Watkins, the legal assistant for a disreputable but well-intentioned Philadelphia lawyer, and Alexis Johnson, a young black woman and secretary within the CIA, who herself is faced with an incredible personal challenge. The trio are the focus of a nationwide manhunt which culminates in an explosive and poignant climax to this all-too-realistic scenario. From the Publisher Every once in a while you come across a book which is a pure pleasure to produce - a book which captures your attention from cover to cover, tugs at your heartstrings, and yet has a valuable lesson in life for the learning. "Dark Redemption" is such a book, and we know you will enjoy reading it as much as we enjoyed producing it.

Dark Redemption

Literature & Fiction

Gary L. Wickert

Wickert, Gary L

United States

Tudor Publishers

The Fifth Edition of ERISA and Health Insurance Subrogation In All 50 States has been completely revised, edited, and reorganized. This was partly to reflect the new direction recent case decisions have taken regarding health insurance subrogation as well as the crystallization of formerly uncertain and nebulous areas of the law which have now received some clarity. An entirely new chapter entitled, What Constitutes Other Appropriate Equitable Relief? has been added and replaces the old Chapter 9, which merely dealt with Knudson and Sereboff. The new edition introduces new state court decisions addressing the issue of causation and whether and when a subrogated Plan seeking reimbursement must prove that the medical benefits it seeks to recover were causally related to the original negligence of the tortfeasor. An entirely new section was added concerning the subrogation and reimbursement rights of Medicare Advantage Plans, a statutorily-authorized Plan which provides the same benefits an individual is entitled to recover under Medicare. This includes recent case law which detrimentally affects the rights of such Plans to subrogate. Also added to the new edition is additional law and explanation regarding Medicaid subrogation, including the differentiation between cost avoidance and pay and chase when it comes to procedures for paying Medicaid claims. Significant improvements have been made to suggested Plan language which maximizes a Plan s subrogation and reimbursement rights. The suggested language stems from recent decisions and developments in ERISA and health insurance subrogation from around the country since the last edition. The new edition has been completely reworked both in substance and organization. Recent case law has necessitated consolidation of several portions of the book and elimination or editing of others. A new section entitled Liability of Plaintiff s Counsel has been added, which provides a clearer exposition on the laws applicable and remedies available when plaintiff s attorneys and Plan beneficiaries settle their third-party cases and fail to reimburse the Plan. Also new to the book are recently-passed anti-subrogation measures such as Louisiana s Senate Bill 169, § 1881, which states that no health insurer shall seek reimbursement from automobile Med Pay coverage without first obtaining the written consent of the insured. The new edition also goes into much greater detail on the procedures for and law underlying the practice of removal of cases from state court to federal court, and the possibility of remand back to state court. This includes the Federal Courts Jurisdiction and Venue Clarification Act of 2011, effective Jan. 6, 2012, which amended federal removal, venue, and citizenship determination statutes in very significant ways. The new edition also delves into, for the first time, the role which the federal Anti-Injunction Act plays when beneficiaries sue in state court to enforce the terms of an ERISA Plan, while the Plan files suit in federal court seeking an injunction against the state court action. New case law and discussion on preemption of FEHBA subrogation and reimbursement claims have been added to Chapter 10 in the wake of new decisions regarding same.

ERISA and Health Insurance Subrogation in all 50 States - 5th Edition

Reference

Juris Publishing, Inc.

Workers' Compensation Subrogation is the most complete and thorough treatise covering workers' compensation subrogation ever published. There are very few areas in which the laws of each state vary more and are applied as differently, then in the area of workers' compensation subrogation. This book is intended to introduce the workers' compensation claims handler, in-house counsel, and subrogation professionals to some of the more esoteric and complex subrogation issues encountered in today's workers' compensation insurance subrogation marketplace. It covers the following issues in all 50 states: Allocating Third Party Recoveries Attorney's Fees Borrowed Servant Doctrine Conversion of Workers' Compensation Liens Costs and Expenses Dual Capacity Doctrine Equitable Subrogation/Contribution Exclusivity Rule Barring Action Against Employer How To Calculate Your Credit/Advance and How It Is Applied In Each State Intentional Acts Joint Ventures Made Whole Doctrine As Applied To Workers' Compensation Subrogation Necessity of Intervention Lien Reduction Statutes Staff Leasing Services and Temporary Employment Agencies Statutory Subrogation Rights Subrogating Against UM/UIM Benefits Subrogating In Medical Malpractice Cases Subrogating In Legal Malpractice Cases Waivers of Subrogation Who Qualifies As A Third Party Other Workers' Compensation Subrogation-Related Issues 
In addition to being an excellent primer on workers' compensation subrogation, suitable for both the new subrogation professional and the seasoned veteran, the book also contains a detailed synopsis of the workers' compensation subrogation laws in each of the 50 states. It is a must for anyone with multi-state subrogation responsibilities. Complete with diagrams, references and thousands of footnotes, this is the most ambitious workers' compensation subrogation project ever undertaken.

Workers' Compensation Subrogation in all 50 States - Sixth Edition

Fundamentals of Insurance Coverage in All 50 States is a unique compendium and overview of all aspects of insurance coverage law in every state, with a special emphasis on some of the unique aspects of insurance coverage involving environmental claims. The treatise utilizes and cites state and federal statutes, insurance regulations, and case law from every state, as a framework for a unique and unprecedented treatment of this complicated subject. The book is designed specifically for insurance claims handlers and supervisors who have responsibility for or occasion to deal with coverage issues relating to third-party defense litigation, first-party claims litigation, and reservation of rights scenarios. In addition to being an excellent and easy to understand primer on coverage issues and the basic insurance contract, this book is suitable for both the inexperienced claims professional and the seasoned veteran. It is also the perfect "starting point" for any research or litigation briefing by trial lawyers, defense counsel, or in-house insurance counsel. It is a must for anyone with multi-state responsibilities. Fundamentals of Insurance Coverage in All 50 States compile all of the relevant law, regulations and case decisions from all 50 states into one easy to understand and easy to use reference book, the first place a lawyer or claims handler should turn when coverage matters rear their ugly heads. The book intentionally omits references to federal law, which plays a very limited role in insurance regulation, except insofar as it may be necessary to clarify issues of state law. The book is a comprehensive treatment of all coverage issues that the average insurance lawyer, claims handler or supervisor might be expected to run across in any given situation. This one of a kind treatise covers the following issues in all 50 jurisdictions: Understanding Contracts of Insurance Law Governing Insurance Policies Tackling Ambiguity and Interpretation of Policies General Contract Rules for Interpretation Rights and Obligations of Contracting Parties Limitations of the "Construed against Drafter" Rule The Extent of Risks and Coverages Good Faith and Fair Dealing; Bad Faith Basic Policy Defenses Cooperation of the Insured Failure to Pay Premiums Environmental Issues and Related Insurance Law

Fundamentals of Insurance Coverage in All 50 States - Fifth Edition

ERISA and Health Insurance Subrogation in All 50 States is the most complete and thorough treatise covering the complex subject of ERISA and health insurance subrogation ever published. Health insurance subrogation requires its practitioners to be familiar with applicable state law, with the nuances of health insurance subrogation in each state, but also with the treatment of health insurance subrogation through ERISA, as applied by the Federal District Courts, Federal Appellate Courts, and the U.S. Supreme Court. Familiarity with the general trends within each of the 12 Federal Circuits is also cited. This book is written to help inexperienced and seasoned subrogation professionals alike gain or improve upon their proficiency, by guiding readers through the complex and challenging world of health insurance subrogation in today s insurance subrogation marketplace. Written by one of the world's leading experts on insurance subrogation, this authoritative work, refined now in its Sixth Edition, is designed to be used by educators, professionals, or attorneys writing briefs or arguing their positions in various situations. It provides convenient summaries of each chapter, a detailed TOC, and chapters broken down by state, to make locating needed information easy. Key complex issues are explained in language that is easy to read and easy to digest. The new edition also offers: ---strategic explanation of statutory amendments, and case decisions; ---identification of specific areas in a subrogation professional's arsenal that were typically weak, now addressed; ---a completely new, detailed history of health insurance, revealing the trend toward employer-sponsored health insurance, the development of HMOs, ERISA, and the growth of federal regulation of health insurance; ---break-down of the new law on the subrogation of capitated HMO Plans by federal circuit; ---expanded analysis of the fast-growing field of Medicare, Medicaid, and Medicare Advantage subrogation; ---examination of all the newest cases in this field, including Montanile v. Board of Trustees of the National Elevator Industry Health Benefit Plan, Collins v. Wellcare Healthcare Plans, Inc., Care Choices HMO v. Engstrom, In re Avandia Mktg., Sales Practices &amp; Products Liability Litigation, and Parra v. PacifiCare of Ariz., Inc., and much more. With a summary and exposition of the various causes of action and avenues of potential recovery that subrogated Plans may have directly against plaintiffs' attorneys, and many new suggestions and recommendations for improving Plan language, readers can be sure they possess an invaluable, practical resource that explores every area of importance to practitioners in the health insurance subrogation field.

ERISA and Health Insurance Subrogation in All 50 States - Sixth Edition

Automobile Insurance Subrogation: In All 50 States - Third Edition is the most thorough, comprehensive, and ambitious anthology of subrogation-related legal information and insurance resources ever put to paper. It is a complete treatment -- A to Z -- of virtually every issue which the insurance claims or subrogation professional will face in the area of automobile insurance. It is like no legal treatise ever written and promises to be the most used reference by both subrogation lawyer and professional alike. It is the last and most anticipated of the subrogation trilogy, and a book which will serve as the bible for any insurance company writing personal lines or commercial auto policies. It is destined to become the standard work and reference for attorneys, insurance companies, and subrogation industry professionals.  Automobile insurance subrogation is a moving target. The law changes constantly and with 51 bodies of law (all 50 states and the District of Columbia) to keep current with, being at the top of your subrogation game is a monumental task, even for experienced lawyers and claims handlers. This book can be used in a continuing subrogation education capacity or as a resource tool for claims professionals and lawyers writing briefs or arguing their positions relative to automobile insurance subrogation.  Every year there are more than 7 million auto accidents in the United States with a financial toll of more than $300 billion. Nearly 3 million people are injured and over 40,000 people are killed. In the overwhelming majority of these accidents there is at least one party at fault. For virtually every one of these accidents, a policy of automobile insurance provides some sort of claim payments or benefits. In the vast majority of those claims, one or more insurance policies and/or applicable state law grants the insurer a right of subrogation against a negligent third party whose carelessness caused the accident. This book is the bible on subrogating those claims.  This book covers the nuts and bolts of auto subrogation in all 50 states, covering every topic imaginable -- including PIP, Med Pay, UM/UIM, property claims, deductible reimbursement, no-fault subrogation and more. It surveys the laws of every state and provides descriptions of every type of auto coverage imaginable, as well as the statutory, case law, and regulatory authority governing every aspect of auto subrogation. If you have subrogation responsibility involving auto claims, you need this book. It universally covers issues which are indelibly interwoven into the business of auto insurance, including a complete treatment of the laws of all 50 states and the District of Columbia relating to:  Basic and Statutory Subrogation Rights Mandatory vs. Optional Insurance Coverage No-Fault Laws, PIP, Mini-Torts, and Loss Transfer Laws Tort Limitations Medical Payments Coverage and Subrogation Uninsured/Underinsured Motorist Coverage and Subrogation Collision/Property Subrogation Release of Tortfeasor by Insured Accord and Satisfaction: Accepting Partial Payments from Tortfeasor Made Whole Doctrine Common Fund Doctrine Economic Loss Doctrine Deductible Recovery and Reimbursement Collateral Source Rule Contributory Negligence/Comparative Fault Seat Belt Laws and Defenses Rental Cars, Loaner Vehicles, and Test Drivers Bailment/Parking Lot Liability Negligent Entrustment Facing Multiple Claims In Excess of Liability Policy Limits Conflict of Laws/Interstate Subrogation Recovery of Attorney s Fees and Costs Statutes of Limitations

Automobile Insurance Subrogation in All 50 States - Third Edition

Fundamentals of Insurance Coverage in All 50 States - Sixth Edition

Lee R. Wickert

Workers' Compensation Subrogation in All 50 States - Seventh Edition

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Books by Gary L. Wickert