We all know that there are endless books on how to accumulate wealth and how to get out of debt. However, few resources teach what to do once you have reached the top, even though you are faced with unique and potentially devastating risks as you begin the second half of your financial journey. This book was written to fill that gap. Through an unexpected melding of travel and even family stories coupled with financial survival tips, Failure Is Not an Option will lay out the eight fundamental risks every retiree faces and help you create more certainty in the uncertainty of retirement. In the process, it will help you achieve far greater financial peace of mind, since--just like climbing mountain--those who recognize and address these risks are most likely to safely and successfully complete their journey. Don Yaeger sums up the the book with his quote ''A Road Less Traveled meets Think &amp; Grow Rich.''

Failure Is Not an Option: Creating Certainty In the Uncertainty of Retirement

Business & Money

David Rosell

Investing

Incubation Press

Are you setting yourself up for financial failure--disaster, really--even though you often think about money? Are you headed for the financial death zone? Every generation has trials and adversities to conquer. However, millennials today face a uniquely challenging environment. In this one-of-a-kind guidebook, veteran world traveler and financial planning expert David Rosell takes you on an international journey that will inspire anyone with an independent spirit. 
Through his unique combination of adventure travel stories and practical financial advice, Keep Climbing: A Millennial's Guide to Financial Planning reveals the foundation that's key to your long-term financial success while discovering the joy and experiences the world has to offer.

Keep Climbing: A Millennial's Guide to Financial Planning

Personal Finance

MCP Books

Ten thousand baby boomers reach retirement age every day. More than half of new retirees say that they were not ready when they got there, leading to what has been called the greatest retirement crisis in history. Failure is Not an Option: Creating Certainty In the Uncertainty of Retirement was written by financial planner and retirement expert David Rosell to combat the immense lack of resources for knowing what to do when retirement actually hits. 
Although arriving at the top of the mountain is considered by many mountaineers to be one of life's greatest accomplishments, I can tell you first hand that summiting is not the ultimate goal for climbers. They know that 80 percent of climbing accidents and deaths occur on the descent. With this chilling statistic in mind, they will tell you that their objective is to reach the summit and get back down alive to see their family and friends. They understand that the second half of their journey presents the greatest risk and requires the most planning. 
The same can be said for the second half of one's financial journey. For years, people have focused intensely on accumulating enough assets (i.e. climbing to the top of the mountain). However the biggest risk facing retirees occurs during the second half of their financial journey, once they retire and begin to live on their retirement savings (i.e. climbing back down the mountain). This is also the phase that requires most of the planning and entails most of the risk. Retirees need to come down the other side safely--no matter what the future brings. The day you start taking money out of your portfolio and open the income valve to your 401(k) or IRA, all of the rules change. Not only are you no longer adding to your nest egg, you will need to make your money last for a possible 25 to 40 years. 
We all know that there are endless books on how to accumulate wealth and how to get out of debt. However, few resources teach what to do once you have reached the top, even though you are faced with unique and potentially devastating risks as you begin the second half of your financial journey. This book was written to fill that gap. Through an unexpected melding of travel and family stories coupled with financial survival tips, Failure Is Not an Option will lay out the eight fundamental risks every retiree faces and help you create more certainty in the uncertainty of retirement. In the process, it will help you achieve far greater financial peace of mind, since--just like climbing a mountain--those who recognize and address these risks are most likely to safely and successfully complete their journey. 
Charles R. Schwab, Jr. sums up the the book with his quote ''If you're at or near retirement, this is a must read. Failure Is Not an Option provides a compass for making the most of the second half of your financial journey. After reading David Rosell's book, you'll want to explore all that life has to offer.''

Failure is NOT an Option: Creating Certainty in the Uncertainty of Retirement

Is your life insurance still serving its vital purpose? Or has that objective come and gone, leaving you with an unnecessary expense? 
If you've been thinking about walking away or surrendering your policy, we've got news for you. There's another option that most financial advisors don't even know about. You may be able to sell your policy to a third party for a whole lot more than its cash surrender value. That's right. That unneeded insurance policy is actually an asset that can be worth significant money when offered to the right people in the right way. In the Know spells out how these life settlements work, who's eligible, and how to choose a professional with the necessary expertise to work with. 
This could be your chance of a lifetime. If you're still paying for a life insurance policy you no longer need or want, you owe it to yourself to check out this opportunity. 
You'd rather watch paint dry than read about potentially profiting from your life insurance policy? Think again. This story-driven book is actually fun to read.

In The Know: Turning Your Unneeded Life Insurance Policy Into Serious Cash

Finance

See the best price to sell, buy, or rent books by David Rosell. BookScouter helps to compare book prices from 25+ online bookstores and 30+ buyback vendors with a single search.

Books by David Rosell

See the best price to sell, buy, or rent books by David Rosell. BookScouter helps to compare book prices from 25+ online bookstores and 30+ buyback vendors with a single search.

Failure Is Not an Option: Creating Certainty In the Uncertainty of Retirement

Keep Climbing: A Millennial's Guide to Financial Planning

Failure is NOT an Option: Creating Certainty in the Uncertainty of Retirement

In The Know: Turning Your Unneeded Life Insurance Policy Into Serious Cash